Bridge Loans for Real Estate Investors

Q: What types of properties are eligible?

Bridge loans commonly cover SFRs, small multifamily, and investment properties that need light-to-heavy rehab. Eligibility depends on the asset, your plan, and local market conditions.

Q: How are terms and pricing determined?

Terms are typically based on leverage, the asset�s profile, your experience, and the deal�s risk/complexity. Providing a clear scope of work, budget, and timeline helps quote accurately.

Q: What do you need from me to get started?

A fast start is: property address, purchase contract (or payoff statement for refis), estimated rehab budget/scope (if applicable), and basic borrower/entity info. Start here: https://icg10.com/apply

ICG10 Capital provides bridge loans for real estate investors who need fast, flexible financing to acquire, renovate, or refinance investment properties. Bridge financing is commonly used for fix-and-flip projects, value-add renovations, cash-out refinances, and time-sensitive acquisitions where speed and flexibility are essential.

Unlike traditional bank loans, private bridge lenders focus on the strength of the property and the investment strategy rather than lengthy income documentation. This allows investors to close quickly, compete with cash buyers, and move forward with projects without the delays typically associated with conventional financing.

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Higher Leverage

Maximize your deal flow with industry-leading LTVs and flexible structures.

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Competitive Rates

Rates structured around leverage and experience - built for serious investors.

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Faster Closings

Close in as little as 2 weeks with streamlined underwriting and rapid rehab draws.

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95% of Purchase

With fix-and-flips, your returns increase dramatically when you put less cash down. We go up to 95% of your purchase price so you can flip more houses.

100% of Rehab

We finance up to 100% of your repair costs on your fixer upper, if needed. With fix-and-flip, this allows real estate operators like you to multiply your deals.

Flexible Options

Our 1-year term with no prepayment penalty can be extended. If a project is complex, we can structure it as 18 months. The average flipper pays off in 7 months.

No Prepayment Penalties

We generally have no prepayment penalties for our 1-year fix-and-flip bridge loans. This is to incentivize you to rehab more properties!

75% Cashout, Low Credit

Our minimum credit score for flippers is 600, because we focus mainly on asset-based lending solutions. No more worrying about your credit.

Experience Friendly

Flippers & rehabbers with more experience get the best rates, but we lend to investors with no experience all the time, with the most competitive rates in the market.

Bridge Loans Built for Real Estate Investors

ICG10 Capital provides fast, flexible bridge financing for acquisitions, cash-out refinances, and rehab projects. Whether you're flipping, stabilizing, or repositioning a property, our bridge loans are designed to help you close quickly and execute your business plan with confidence.

When a Bridge Loan Makes Sense

Fix & Flip: Buy + rehab with one streamlined loan structure.
Value-Add Rentals: Acquire, renovate, and refinance into long-term debt when stabilized.
Time-Sensitive Closings: Competitive offers that require quick funding.
Cash-Out Refinance: Pull fast equity to reinvest into your next deal, short-term.
Transitional Assets: Properties needing work before qualifying for bank financing.

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How Funding Works (Simple + Fast)

Apply in minutes

Tell us about the property, your plan, and your timeline.

Get preliminary terms quickly

We structure terms around leverage, experience, and the asset.

Underwriting + closing

Streamlined process to help you close in as little as ~2 weeks (timeline varies by file).

Rehab draws (if applicable)

Access rehab funds as work is completed to keep your project moving.

Fix & Flip Hard Money Rental / DSCR Construction

Need terms fast?

Apply in 1 minute and get a quick review from our team.

Start Application Call 954.798.0726

Bridge Loan FAQs

Quick answers to common questions investors ask about bridge financing, timelines, and rehab funding.

What is a bridge loan in real estate?

A bridge loan is a short-term loan used to buy, refinance, or improve a property quickly. It's commonly used when speed matters, the property needs work, or you plan to refinance into long-term financing after the asset is stabilized.

How fast can I close with ICG10 Capital?

Many transactions can close in as little as ~2 weeks depending on property, third-party reports, title, and responsiveness. The fastest files are the ones with complete documentation up front.

Do bridge loans include rehab funds?

Yes, bridge loans can be structured to include renovation funding. Rehab funds are typically disbursed through draws as work is completed, helping you control cash flow while you renovate.

What types of properties are eligible?

Bridge loans commonly cover SFRs, multifamily, mixed-use, and commercial properties by exception. Eligibility depends on the asset, your plan, and local market conditions.

How are terms and pricing determined?

Terms are typically based on leverage, the asset's profile, your experience, and the deal's risk/complexity. Providing a clear scope of work, budget, and timeline helps us quote accurately. Track record lowers rates and increases LTVs.

What do you need from me to get started?

The fastest start is: property address, purchase contract (or payoff statement for refis), estimated rehab budget/scope (if applicable), and basic borrower/entity info. You can begin here: Apply Now.

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