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ICG10 Capital

Loan Programs for Real Estate Investors

As one of the nation's leading private lenders in the bridge, rental & construction space, our borrowers rely on us for fast execution and certainty of funding. Real estate financing has never been this simple.

Bridge and fix-and-flip loan program for real estate investors
Bridge / Fix-And-Flip

Bridge / Fix-and-Flip

Fast closings for acquisitions, refis, and value-add projects.

  • Term: 12 months
  • Start Rate: 9%+
  • Max LTV: up to 95% + rehab
  • Points: 1-2%
  • Min Credit: 600
  • Loan Sizes: $75K - $20M
  • Property Types: SFR, 1-4, 5+, Commercial
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Construction loan program for real estate investors
Construction

Construction

Ground-up and land-to-build financing with flexible draws.

  • Term: 18 months
  • Start Rate: 9%+
  • Max LTC: up to 86% total
  • Points: 1-2%
  • Min Credit: 620
  • Loan Sizes: $75K - $50M
  • Property Types: SFR, 1-4, 5+, Mixed-Use
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DSCR rental loan program for real estate investors
DSCR Rental

Long-Term Rental (DSCR)

30-year options for single rentals or portfolios, no income/taxes needed.

  • Term: 30 years
  • Start Rate: 5.50%+
  • Max LTV: up to 80%
  • Points: 0-1%
  • Min Credit: 660
  • Loan Sizes: $75K - $50M
  • Property Types: SFR, 1-4, 5+, Commercial
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The Nation's Best Private Lender

ICG10 recognizes how important speed, execution, and terms are for investors like you. We strive to provide the most competitive fix-and-flip, rental, and construction options in the market, and we tailor them to fit your needs.

You can say goodbye to the traditional banking process that takes 2 months to close. Our loans average a closing time of just 2 weeks. In fact, we've closed in as little as 2 days.

Questions? 954.798.0726 or info@icg10.com

Complete our quick 1-minute application and receive preliminary terms fast.

Pre-Qualify Now >

Choose the Right Investor Loan Program

ICG10 Capital offers loan programs for real estate investors designed for speed, execution, and clear terms. Whether you're acquiring a value-add property, funding a ground-up build, or refinancing a stabilized rental, our programs cover the most common investor strategies nationwide.

  • Bridge / Fix-and-Flip Loans: Short-term financing for purchases, renovations, and quick refis.
  • Construction Loans: Ground-up or land-to-build financing with flexible draws.
  • DSCR Rental Loans: Long-term rental financing often focused on property cash flow (DSCR).

Ready to move fast? PRE-QUALIFY NOW to receive preliminary terms, or call (954) 798-0726.



Bridge / Fix-and-Flip Loans for Real Estate Investors

ICG10 Capital offers bridge loans and fix-and-flip financing built for investors who need fast, short-term real estate funding to acquire, renovate, and exit quickly (sale or refinance). This type of investor bridge loan is ideal for value-add opportunities, distressed properties, and time-sensitive deals where speed of execution matters more than traditional bank timelines.

Common Bridge / Fix-and-Flip Loan Use Cases

  • Purchase + rehab in one loan to renovate and sell or refinance quickly.
  • Cash-out refinance of a cash purchase to recover capital and scale your next deal.
  • Close fast to win competitive deals when sellers favor speed or "all-cash" offers.

Construction Loans for Ground-Up & Land-to-Build Projects

ICG10 Capital provides construction loans for real estate investors financing ground-up builds, major redevelopments, and land-to-build construction. With a clear draw process, milestone-based funding, and a streamlined underwriting path, our construction financing helps builders and investors keep projects moving from permit to completion-without unnecessary delays.

Common Construction Loan Scenarios

  • Ground-up construction financing for SFR, 1-4 unit, 5+ unit, mixed-use, and subdivision projects.
  • Land purchase + vertical construction structured under one plan and timeline.
  • Flexible draw schedules aligned with inspections, budget, and project progress.

DSCR Rental Loans for Long-Term Investment Properties

Our DSCR rental loans are designed for investors buying or refinancing cash-flowing rental properties. DSCR financing typically emphasizes the property's income performance (rent-to-debt coverage) rather than traditional tax-return qualification, making it a strong option for building a rental portfolio with a faster, more streamlined approval process.

Why Investors Use DSCR Rental Financing

  • Finance stabilized rentals with long-term structures for predictable payments.
  • Grow a portfolio faster with qualification focused on rental income and DSCR.
  • Refinance to optimize cash flow and redeploy capital into additional acquisitions.

Frequently Asked Questions

What loan programs does ICG10 Capital offer for real estate investors?

ICG10 Capital offers Bridge / Fix-and-Flip loans, Construction loans, and DSCR Rental loans for real estate investors across the United States.

How fast can ICG10 Capital close?

Closings commonly average around two weeks, with some transactions able to close faster depending on the scenario and documentation.

Do DSCR loans require tax returns or income verification?

DSCR loans are typically qualified primarily on property cash flow (DSCR) rather than personal income, which reduces the need for tax return-based qualification.